How It Works
Our Credit Repair Programme explained
5+ years
- Unlimited value loans
- All lender options
- Low interest rates
Good/Excellent (451-750)
- History of payments
- No defaults
- No CCJ’s
3-5 years
- Up to £10,000 loans
- More lender options
- Improved interest rate
Average (251-450)
- History of payments
- Current account running smoothly
- Some minor past problems
2-3 years
- Up to £6,000
- Guaranteed one option
Poor (151-250)
- Some evidence of recovery
- Proof paying accounts
- Defaults
- CCJ’s
3-6 months
- Unique Hire 2 Buy
- Credit Repair Builder
Bad (0-150)
- Defaults, arrears and CCJ’s
- IVA’s
- Limited Credit
- Poor evidence
No Lending Options
Here To Help
Our Credit Repair Programme can help you buy your next car even if you’ve been refused before!
Have a question? Contact a member of our team.
Our customer advisor will be happy to take your application over the phone.
(It’ll only take a couple of minutes!)
All scores, timescales and circumstances are indicative and for illustration purposes only.
Improvement in your credit position will be determined by your whole credit file and not your Hire 2 Buy or Car Finance HP Agreement alone.